Hereâ€™s something you might not know which is worth bearing in mind when responding to important correspondence. If the reply you are sending is in any way time critical – donâ€™t use the Freepost envelope enclosed.
An article in yesterdayâ€™s edition of the Sunday Times describes how 5,000 Irish shareholders of Standard Life are being hit with extra tax due to a postal delay. The company was returning Â£1.75 bn to Continue reading Freepost â€“ itâ€™s free but it certainly isnâ€™t cheap!
The reduction in salaries over the past few years as well as the new mortgage rules mean that the task of getting a deposit for a house together is significantly more challenging than it used to be.
Given lower incomes due to the recession, a higher than previous tax burdenÂ as well as high rents in urban areas due to lack of supply, we estimate that even the most determined of savers would find it challenging to save â‚¬500 per month or â‚¬1,000 for a couple.
Continue reading Saving for a house? How to get your deposit together faster
Irish Life recently carried out a survey to gauge the proportion of parents in Ireland who hold life cover. The result was that 48% of parents in Ireland with children under 17 have no life cover. We donâ€™t find this very surprising as many people who take out life cover only do so to satisfy a condition in a loan offer, and many people donâ€™t see the value of having life cover for the protection of their dependents. So, do you need life cover?
Continue reading Life insurance to protect your family â€“ have you got it covered?