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	<title>OBN Financial Services</title>
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	<link>http://www.obn.ie/blog</link>
	<description>OBN Financial Services are Independent &#38; Trusted Advisors.</description>
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		<title>Stay Active and Save Money on Your Life Insurance with a Free Garmin Fitness Watch</title>
		<link>http://www.obn.ie/blog/2018/01/04/stay-active-and-save-money-on-your-life-insurance-with-a-free-garmin-fitness-watch/</link>
		<comments>http://www.obn.ie/blog/2018/01/04/stay-active-and-save-money-on-your-life-insurance-with-a-free-garmin-fitness-watch/#comments</comments>
		<pubDate>Thu, 04 Jan 2018 16:07:37 +0000</pubDate>
		<dc:creator><![CDATA[Eoghan]]></dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Protection]]></category>
		<category><![CDATA[life assurance]]></category>
		<category><![CDATA[protection]]></category>

		<guid isPermaLink="false">http://www.obn.ie/blog/?p=373</guid>
		<description><![CDATA[Health and fitness is a hot topic at the moment and many people now spend a significant portion of theirÂ leisure time involved inÂ sporting pursuits. In recognition of this increased interest in all things fitness related Zurich Life Assurance have recently introduced a special offer which will help you to monitor your progress whilst also saving &#8230; <a href="http://www.obn.ie/blog/2018/01/04/stay-active-and-save-money-on-your-life-insurance-with-a-free-garmin-fitness-watch/" class="more-link">Continue reading <span class="screen-reader-text">Stay Active and Save Money on Your Life Insurance with a Free Garmin Fitness Watch</span> <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.obn.ie/blog/2018/01/04/stay-active-and-save-money-on-your-life-insurance-with-a-free-garmin-fitness-watch/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Should you invest in AIB shares?</title>
		<link>http://www.obn.ie/blog/2017/06/12/should-you-invest-in-aib-shares/</link>
		<comments>http://www.obn.ie/blog/2017/06/12/should-you-invest-in-aib-shares/#comments</comments>
		<pubDate>Mon, 12 Jun 2017 08:55:47 +0000</pubDate>
		<dc:creator><![CDATA[Eoghan]]></dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Savings and Investments]]></category>
		<category><![CDATA[aib]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[shares]]></category>

		<guid isPermaLink="false">http://www.obn.ie/blog/?p=349</guid>
		<description><![CDATA[Thereâ€™s been quite a bit of talk recently about the upcoming AIB IPO and no doubt many people will be considering investing some of their hard earned cash in the bank although I have to say it baffles me why this is the case. I think that most people will accept that the ordinary Joe &#8230; <a href="http://www.obn.ie/blog/2017/06/12/should-you-invest-in-aib-shares/" class="more-link">Continue reading <span class="screen-reader-text">Should you invest in AIB shares?</span> <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.obn.ie/blog/2017/06/12/should-you-invest-in-aib-shares/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Who&#8217;s Keeping Track of Your Pension Entitlements?</title>
		<link>http://www.obn.ie/blog/2017/01/30/whos-keeping-track-of-your-pension-entitlements/</link>
		<comments>http://www.obn.ie/blog/2017/01/30/whos-keeping-track-of-your-pension-entitlements/#comments</comments>
		<pubDate>Mon, 30 Jan 2017 16:44:51 +0000</pubDate>
		<dc:creator><![CDATA[Eoghan]]></dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Pensions]]></category>
		<category><![CDATA[lost pension]]></category>
		<category><![CDATA[pension]]></category>

		<guid isPermaLink="false">http://www.obn.ie/blog/?p=330</guid>
		<description><![CDATA[I was thinking over lunch about writing another blog post and wondering what subject I might pick and on returning to my desk the answer was staring me in the face in the form of an email from a pension administration company which I have been corresponding with for the lastÂ six months. At the beginning &#8230; <a href="http://www.obn.ie/blog/2017/01/30/whos-keeping-track-of-your-pension-entitlements/" class="more-link">Continue reading <span class="screen-reader-text">Who&#8217;s Keeping Track of Your Pension Entitlements?</span> <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.obn.ie/blog/2017/01/30/whos-keeping-track-of-your-pension-entitlements/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>***Deadline Extension*** for return of ACC Bank Pension Option Forms</title>
		<link>http://www.obn.ie/blog/2017/01/03/did-you-work-for-acc-bank-acc-loan-management/</link>
		<comments>http://www.obn.ie/blog/2017/01/03/did-you-work-for-acc-bank-acc-loan-management/#comments</comments>
		<pubDate>Tue, 03 Jan 2017 23:15:04 +0000</pubDate>
		<dc:creator><![CDATA[Eoghan]]></dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Pensions]]></category>
		<category><![CDATA[acc bank]]></category>
		<category><![CDATA[pension]]></category>

		<guid isPermaLink="false">http://www.obn.ie/blog/?p=319</guid>
		<description><![CDATA[It&#8217;s not too late to late to make a decision about what you want to do with your ACC Bank pension entitlement. The deadline for return of your completed option formÂ had originally been set forÂ 31 January,Â however Aon Hewitt have extended the deadline to 8 February. If you previously worked for ACC Bank / ACC Loan &#8230; <a href="http://www.obn.ie/blog/2017/01/03/did-you-work-for-acc-bank-acc-loan-management/" class="more-link">Continue reading <span class="screen-reader-text">***Deadline Extension*** for return of ACC Bank Pension Option Forms</span> <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.obn.ie/blog/2017/01/03/did-you-work-for-acc-bank-acc-loan-management/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bond Markets, Bubbles and Tantrums</title>
		<link>http://www.obn.ie/blog/2016/12/02/bond-markets-bubbles-and-tantrums/</link>
		<comments>http://www.obn.ie/blog/2016/12/02/bond-markets-bubbles-and-tantrums/#comments</comments>
		<pubDate>Fri, 02 Dec 2016 14:04:30 +0000</pubDate>
		<dc:creator><![CDATA[Eoghan]]></dc:creator>
				<category><![CDATA[Pensions]]></category>
		<category><![CDATA[Savings and Investments]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[markets]]></category>
		<category><![CDATA[pension]]></category>

		<guid isPermaLink="false">http://www.obn.ie/blog/?p=304</guid>
		<description><![CDATA[Thereâ€™s an old saying (which I donâ€™t subscribe to due to its crudeness!) that there are three roads to financial ruin â€“ alcohol, gambling and women. The saying goes that alcohol is the most certain, gambling is the quickest and women is the most fun. The world has changed and there are now many more &#8230; <a href="http://www.obn.ie/blog/2016/12/02/bond-markets-bubbles-and-tantrums/" class="more-link">Continue reading <span class="screen-reader-text">Bond Markets, Bubbles and Tantrums</span> <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.obn.ie/blog/2016/12/02/bond-markets-bubbles-and-tantrums/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do you have a pension entitlement from a previous employer?</title>
		<link>http://www.obn.ie/blog/2016/08/30/do-you-have-a-pension-entitlement-from-a-previous-employer-2/</link>
		<comments>http://www.obn.ie/blog/2016/08/30/do-you-have-a-pension-entitlement-from-a-previous-employer-2/#comments</comments>
		<pubDate>Tue, 30 Aug 2016 14:00:22 +0000</pubDate>
		<dc:creator><![CDATA[Eoghan]]></dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Pensions]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[pension charges]]></category>
		<category><![CDATA[pensions]]></category>

		<guid isPermaLink="false">http://www.obn.ie/blog/?p=299</guid>
		<description><![CDATA[Did you leave a previous employment where you had a pension entitlement? Do you know how much it is worth or what it is invested in? Do you know how much is deducted in charges? Do you know who has responsibility for the stewardship of your pension? Can you make fund switches with ease and &#8230; <a href="http://www.obn.ie/blog/2016/08/30/do-you-have-a-pension-entitlement-from-a-previous-employer-2/" class="more-link">Continue reading <span class="screen-reader-text">Do you have a pension entitlement from a previous employer?</span> <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.obn.ie/blog/2016/08/30/do-you-have-a-pension-entitlement-from-a-previous-employer-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Income Protection</title>
		<link>http://www.obn.ie/blog/2016/06/13/income-protection/</link>
		<comments>http://www.obn.ie/blog/2016/06/13/income-protection/#comments</comments>
		<pubDate>Mon, 13 Jun 2016 14:39:55 +0000</pubDate>
		<dc:creator><![CDATA[Eoghan]]></dc:creator>
				<category><![CDATA[Protection]]></category>

		<guid isPermaLink="false">http://www.obn.ie/blog/?p=287</guid>
		<description><![CDATA[Income Protection provides you with a regular income if you are out of work due to illness or injury. If you are employed but not entitled to payment while sick you should consider Income Protection. You can use Income Protection to replace up to 75% of your income less your social welfare entitlement. Payment of &#8230; <a href="http://www.obn.ie/blog/2016/06/13/income-protection/" class="more-link">Continue reading <span class="screen-reader-text">Income Protection</span> <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.obn.ie/blog/2016/06/13/income-protection/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Discounts available for a limited time on Mortgage Protection, Term Life and Serious Illness Cover</title>
		<link>http://www.obn.ie/blog/2016/02/11/discounts-available-for-a-limited-time-on-mortgage-protection-term-life-and-serious-illness-cover/</link>
		<comments>http://www.obn.ie/blog/2016/02/11/discounts-available-for-a-limited-time-on-mortgage-protection-term-life-and-serious-illness-cover/#comments</comments>
		<pubDate>Thu, 11 Feb 2016 11:03:27 +0000</pubDate>
		<dc:creator><![CDATA[Eoghan]]></dc:creator>
				<category><![CDATA[Uncategorised]]></category>

		<guid isPermaLink="false">http://www.obn.ie/blog/?p=279</guid>
		<description><![CDATA[A relatively small reduction in the monthly cost of yourÂ protection productsÂ can save you thousands over the term of your policy and there has never been a better time to check if you can obtain cheaper cover. Two companies are currently offering discounts on new policies; Mortgage protection cover â€“ Aviva will price match the best &#8230; <a href="http://www.obn.ie/blog/2016/02/11/discounts-available-for-a-limited-time-on-mortgage-protection-term-life-and-serious-illness-cover/" class="more-link">Continue reading <span class="screen-reader-text">Discounts available for a limited time on Mortgage Protection, Term Life and Serious Illness Cover</span> <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.obn.ie/blog/2016/02/11/discounts-available-for-a-limited-time-on-mortgage-protection-term-life-and-serious-illness-cover/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Is it Possible to Save Money on your Mortgage Repayments by Making Your Repayments Fortnightly?</title>
		<link>http://www.obn.ie/blog/2016/01/20/is-it-possible-to-save-money-on-your-mortgage-repayments-by-making-your-mortgage-repayments-fortnightly/</link>
		<comments>http://www.obn.ie/blog/2016/01/20/is-it-possible-to-save-money-on-your-mortgage-repayments-by-making-your-mortgage-repayments-fortnightly/#comments</comments>
		<pubDate>Wed, 20 Jan 2016 16:31:32 +0000</pubDate>
		<dc:creator><![CDATA[Eoghan]]></dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.obn.ie/blog/?p=252</guid>
		<description><![CDATA[I had a query from a client recently on whether she would save money by making her mortgage repayments fortnightly rather than monthly. The answer is yes but the effect of this has been greatly exaggerated by many media articleâ€™s, some of which miss the point a bit. You will make a small saving by &#8230; <a href="http://www.obn.ie/blog/2016/01/20/is-it-possible-to-save-money-on-your-mortgage-repayments-by-making-your-mortgage-repayments-fortnightly/" class="more-link">Continue reading <span class="screen-reader-text">Is it Possible to Save Money on your Mortgage Repayments by Making Your Repayments Fortnightly?</span> <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.obn.ie/blog/2016/01/20/is-it-possible-to-save-money-on-your-mortgage-repayments-by-making-your-mortgage-repayments-fortnightly/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Discounts available for a limited time on Life and Serious Illness Cover</title>
		<link>http://www.obn.ie/blog/2015/11/18/are-you-paying-too-much-for-your-life-cover/</link>
		<comments>http://www.obn.ie/blog/2015/11/18/are-you-paying-too-much-for-your-life-cover/#comments</comments>
		<pubDate>Wed, 18 Nov 2015 11:33:06 +0000</pubDate>
		<dc:creator><![CDATA[Eoghan]]></dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[life assurance]]></category>
		<category><![CDATA[mortgage protection]]></category>

		<guid isPermaLink="false">http://www.obn.ie/blog/?p=235</guid>
		<description><![CDATA[A relatively small reduction in the monthly cost of your life or mortgage protection cover can save you thousands over the term of your policy and there has never been a better time to check if you can obtain cheaper cover. Two companies are currently offering discounts on new policies; Mortgage protection cover &#8211; Aviva &#8230; <a href="http://www.obn.ie/blog/2015/11/18/are-you-paying-too-much-for-your-life-cover/" class="more-link">Continue reading <span class="screen-reader-text">Discounts available for a limited time on Life and Serious Illness Cover</span> <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.obn.ie/blog/2015/11/18/are-you-paying-too-much-for-your-life-cover/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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