Health and fitness is a hot topic at the moment and many people now spend a significant portion of theirÂ leisure time involved inÂ sporting pursuits. In recognition of this increased interest in all things fitness related Zurich Life Assurance have recently introduced a special offer which will help you to monitor your progress whilst also saving you money.
Zurich Life AssuranceÂ are currently offering new customers a free Garmin Vivosmart 3 Fitness WatchÂ if youÂ take out a new Guaranteed Term Protection Policy with a minimum monthly premium of â‚¬25 per month and agree to remain active with Zurich. Not only will new customers receive a free GarminÂ watch, you will also enjoy a 10% premium discount on your protection policy for the full term of the policy. Furthermore, subject to complying with the terms and conditions Zurich will give cash back of four months premia and at the end of year 2 they will give further cashback of 2 months premia. Continue reading Stay Active and Save Money on Your Life Insurance with a Free Garmin Fitness Watch →
A relatively small reduction in the monthly cost of your life or mortgage protection cover can save you thousands over the term of your policy and there has never been a better time to check if you can obtain cheaper cover. Two companies are currently offering discounts on new policies;
Mortgage protection cover – Aviva will price match the best quote in the market and they will give a 10% discount off that price.
Term Life Cover – Zurich Life are offering a 15% discount off the cost of their term life cover.Â Where the policy includes Serious Illness, a 10% discount will apply.
The following may also mean that you can get a better deal by taking out new cover now;
– Market rates may have reduced since you took out your existing cover
– If you were a smoker when you took out your existing life assurance policy but you havenâ€™t smoked for over one year, you are likely to obtain cheaper cover if you seek it now.
– A loading which was previously applied may not apply if the policy was underwritten now. You may have lost weight for example.
– If you had mortgage protection (reducing cover) your current level of cover for the remaining term of your mortgage may cost less than your current premium. Continue reading Discounts available for a limited time on Life and Serious Illness Cover →
Irish Life recently carried out a survey to gauge the proportion of parents in Ireland who hold life cover. The result was that 48% of parents in Ireland with children under 17 have no life cover. We donâ€™t find this very surprising as many people who take out life cover only do so to satisfy a condition in a loan offer, and many people donâ€™t see the value of having life cover for the protection of their dependents. So, do you need life cover?
Continue reading Life insurance to protect your family â€“ have you got it covered? →